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E-Finance & Payments Law & Policy

Current Issue (July 2015)

Volume: 9 Issue: 7

News


Features


About E-Finance and Payments Law and Policy

The monthly law journal covering legal issues in banking, e-finance, e-money and online payments including, mobile payments (m-payments), micropayments, pre-paid cards and other payment cards, online banking, NFC (near field communication) and other contactless payments, digital currencies such as Bitcoin, mobile wallets and virtual money, e-invoicing, e-billing and e-payments, card fraud and other cybercrime, as well as regulatory regimes such as the E-Money Directive (EMD and 2EMD), the Payment Services Directive (PSD), SEPA, the US Electronic Money Regulations 2011, and the UK Bribery Act 2010. / read more

July's edition of E-Finance & Payments Law & Policy

The latest edition of the journal tracks the latest developments across the payments sector, which includes short news stories on the European Commission's Statement of Objections to MasterCard, which raises new issues relating to interchange fees, and the implications of the US Consumer Financial Protection Bureau's new consumer protection principles for the development of faster payment systems. 

Highlights of this month's issue include detailed analysis of the German Federal Financial Supervisory Authority's circular transposing the European Banking Authority's final guidelines on the security of internet payments and the significant doubts concerning the legality and enforceability of these new rules as they apply to payment service providers. Dr Carsten Losing of White & Case LLP also discusses in his analysis the principal contents of the new rules and the implications for companies targeting the German market. 

Following the launch this month of the UK's new trade association for the payments industry - Payments UK - Maurice Cleaves Chief Executive of Payments UK provides an introduction to the new association which has succeeded the Payments Council in the context of the evolving payments industry and the approach being taken by the new Payment Systems Regulator. 

Also focusing on recent developments in the UK, David Futter of Addleshaw Goddard LLP provides details surrounding the Payment Systems Regulator's forthcoming market study into indirect access to the UK's interbank payment systems and the potential outcomes. 

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