John M. Casanova (Editor)

Sidley Austin LLP
John M. Casanova is a partner in the London office of Sidley Austin LLP. Casanova advises clients on a wide variety of US and English financial services regulatory and transactional matters, including payments and consumer credit. Casanova is a regular.../ read more contributor to legal journals including the Review of Banking and Financial Services, the Journal of International Banking Law and the American Bar Association's Business Law Journal. Casanova is a contributing editor on electronic money and payment systems to Butterworths Financial Regulation Service. Casanova is a member of the District of Columbia and Maryland bars and an English-qualified solicitor. / close

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William R.M. Long

Sidley Austin LLP
William R.M. Long is a Partner in the London office of Sidley Austin LLP. Long advises international clients on a wide variety of regulatory and transactional matters relating to payments, e-money, data protection, outsourcing and IT. Long has been a.../ read more member of a number of working groups in London and Europe looking at the EU regulation of on-line financial services and spent a year at the UK's Financial Law Panel, as assistant to the Chief Executive. Long is a regular contributor to legal journals including the Journal of Electronic Business Law, E-Commerce Law and Policy and the Journal of International Banking and Finance Law. Long is also a contributing editor on electronic money and payment systems to the Butterworths Financial Regulation Service. Long is an English-qualified solicitor. / close

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Cherian Abraham

DROP Labs
Cherian Abraham is a Principal Analyst and Co-Founder at DROP LABS. He leads the Mobile Commerce and Payments practice, and is responsible for product and business strategy, customer experience, market analysis, and research. In his role, he works closely with.../ read more executive and product leadership in defining the scope, strategy and business requirements for pilot mobile commerce initiatives. With over 15 years of technology and strategic consulting experience internationally, he remains a trusted adviser to organizations seeking clarity and insight in to the myriad business models around emerging payments. He maintains a blog at DROP LABS (http://www.droplabs.co/) where he discusses his thoughts on mobile driving the next evolution of retail commerce. / close

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David Birch

Consult Hyperion
David Birch is a Director of Consult Hyperion, the IT management consultancy that specialises in electronic transactions, where he provides specialist consultancy support to clients around the world. Before helping to found Consult Hyperion in 1986, he spent several years.../ read more working as a consultant in Europe, the Far East and North America. Described by The Independent newspaper in 2004 as a 'grade-A geek', by the Centre for the Study of Financial Innovation in 2005 as 'one of the most user-friendly of the UK's uber-techies'. Birch is a member of the advisory board for European Business Review, a columnist for SPEED and UK correspondent to the Journal of Internet Banking and Commerce. He is well-known for his more than 100 Second Sight columns in The Guardian. He is a media commentator on electronic business issues and has appeared on BBC television and radio, Sky and other channels around the world. Visiting Tutor at the Visa Business School since 2001, and lecturer at the annual Bank Card Business School. / close

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David Butterworth

Skanco Business Systems Ltd
David Butterworth is the Managing Director of Isle of Man based corporate IT service providers Skanco Business Systems. Skanco works with a variety of offshore concerns, including developing holistic solutions for major players in the eGaming and financial services sectors..../ read more David manages the deployment of innovative software and networking solutions within these areas. Formerly the CEO of a significant electronic funds transfer company, he has expertise across a wide range of technology based industries. David is also involved with public-private partnerships promoting education on cybercrime prevention and other key areas of industry concern and policy. / close

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John Chaplin

Ixaris Payments
John Chaplin has been at the forefront of European card payments in Europe for 25 years. He held a number of senior executive positions at Visa International including running their European processing business. He also was a key.../ read more player at First Data for several years and an adviser to the European Commission on SEPA. He is currently Chairman of Ixaris Payments (the open platform provider), a director of Anthemis Edge (payments advisory) and a Board Director of Interswitch Nigeria (payment networks and card schemes). He is the organiser of the Global Payments Innovation Jury that convenes every 2 years. / close

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Michelle Cohen

Ifrah Law PLLC
Michelle is a Member and Chairs the E-Commerce practice in the Washington, D.C. law firm Ifrah Law PLLC. She advises clients on a broad range of e-business, privacy and data security, consumer protection and communications-related matters. Cohen is a Certified.../ read more Information Privacy Professional (CIPP-US), as credentialed by a rigorous examination conducted by the International Association of Privacy Professionals. An ALM 2012 Top Rated Lawyer – Technology Law, Michelle is a graduate of Brandeis University and Emory University School of Law, and is admitted to the District of Columbia and New York Bars. She frequently speaks and writes about online commerce, cybersecurity, and advertising and marketing. She is a past board member of the DC-Baltimore chapter of Women in Cable Telecommunications and is a Volunteer for the Special Olympics. / close

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Erin Fonté

Cox Smith
Erin Fonté is a shareholder and payments lawyer in the Austin, TX office of Cox Smith. She advises financial institutions (on both retail and commercial banking products), stored value/alternative payments providers, mobile banking and mobile payments providers, vendors and retailers regarding.../ read more financial services issues, payments systems laws (including card network association rules), and all related legal, regulatory and licensing issues. She has specific experience with development and roll-out of mobile wallet products, including associated mobile loyalty and advertising components, as well as 'x-commerce' or 'anywhere commerce' products that include e-commerce, mobile commerce, and television/set-top commerce. Erin chairs the firm's Privacy and Data Security Practice, is a Certified Information Privacy Professional (CIPP-US) as certified by the International Association of Privacy Professionals, and has experience with a broad range of matters related privacy/data protection laws and cybersecurity issues. Erin is a graduate of the University of Texas at Austin and Stanford Law School, and is admitted to the California and Texas bars.  She frequently writes and speaks on payments and privacy/data security issues. You can follow her on Twitter: @PaymentsLawyer. / close

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Darren Hodder

Fraud Consulting Ltd
Darren is the director of Fraud Consulting Ltd, which was incorporated in July 2009 to provide vendor neutral fraud consultancy services to clients covering financial services, banking, telecommunications, insurance industries and public sector bodies, both in the UK and internationally..../ read more A frequent speaker and contributor to forums such as The Fraud Advisory Panel, IAFCI and The Fraud Prevention Forum, Darren has established himself as a domain expert and specialist on technical, data, and software solutions for fraud risk issues with specific expertise in data sharing, identity management, originations and payments fraud, and fraud risk for online transactions & payments. Having worked extensively with international credit bureaux and payment service providers, Darren is also an advisor for the CSCSS (Centre for Strategic Cyberspace + Security Science) and in April 2012 he founded & launched #TheFraudTube (http://bit.ly/tft-w) as a news and information resource for the counter-fraud community, where he is the chief editor and regular blogger. / close

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Chris Jones

PSE Consulting
Chris Jones is a Principal Consultant with over 11 years experience working for PSE Consulting and Accenture. He has worked for many of the major mobile telecommunication companies, assisting in developing their business strategies and implementing change programmes and the.../ read more use of mobile technology for micro, internet and physical world payments. Recent assignments have included the development of processor market entry strategies for several US firms, a review of the impacts of the Single European Payments Area (SEPA) on the development of the EU cards market, two major multi-country studies into opportunities for prepaid products, several studies relating to Dynamic Currency Conversion (DCC), a study for the UK Payments Council into mobile payments, studies into e-commerce acquiring and M&A opportunities, plus several assignments relating to acquiring. / close

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Dr Nathalie Moreno

Speechly Bircham
Dr Nathalie Moreno is a highly qualified international technology partner, with over twenty years experience in advising clients operating in the communications, information technology and e-commerce sectors across EMEA and globally. Nathalie advises multinational Information and Communication Technology (ICT) Service.../ read more Providers (including telecommunications operators) on transactions, ranging from commercial agreements to complex outsourcing deals. She also has in-depth expertise on telecommunications and satellite licensing and regulations. She heads a team of EU dual-qualified lawyers who have a unique expertise in managing multi-jurisdictional projects whether on cross border IT/BPO outsourcing and managed services, or on IT and telecommunications implementation and infrastructure in EMEA or on global data protection audit and compliance data protection. Nathalie’s clients include the major international IT and outsourcing suppliers and telecoms service providers and operators. She is ranked among the top lawyers in IT and Telecoms in the Europe Legal Expert 2012. / close

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Michael Robertson

HSBC
Michael Robertson is a Managing Director and global head of Transactional Foreign Exchange for HSBC. Based in London, he is responsible for the strategic direction and management of all payments-related FX that runs through the bank's internal business units as well as that.../ read more which they manage on behalf of clients across the bank's 94 country footprint. With over 20 years of banking, marketing and technology experience, Michael is deeply interested in payment flows and instruments, traditional as well as emerging, and the role they play in driving commerce in an ever more global marketplace. / close