The monthly law journal covering legal issues in banking, e-finance, e-money and online payments including, mobile payments (m-payments), micropayments, pre-paid cards and other payment cards, online banking, NFC (near field communication) and other contactless payments, digital currencies such as Bitcoin, mobile wallets and virtual money, e-invoicing, e-billing and e-payments, card fraud and other cybercrime, as well as regulatory regimes such as the E-Money Directive (EMD and 2EMD), the Payment Services Directive (PSD), SEPA, the US Electronic Money Regulations 2011, and the UK Bribery Act 2010. / read more
May's edition of E-Finance & Payments Law & Policy
In this issue, Michael Salmony of Equens SE describes how mobile peer-to-peer solutions, currently offered across Europe but limited to specific jurisdictions, could be rolled out on a pan-European basis and discusses the legal and more technical considerations that would be inherent in such a solution. Mark Brennan and Katherine Armstrong of Hogan Lovells in Washington DC provide an analysis of the regulatory environment for payday lending in the US and regulator enforcement action in this area.
Tanja Aschenbeck-Florange and Thorge Drefke of Osborne Clarke detail the patchwork of regulatory approaches in the EU for crowdfunding, and how, despite interest by regulatory bodies such as the European Commission, a harmonised approach on crowdfunding at EU level has failed to emerge.
Canada is updating its Code of Conduct for the credit and debit card industry, and Jacqueline Shinfield of Blake, Cassels and Graydon analyses what the amended Code means for the contactless payment industry in the country.
Plus: Non-cash payments and fraud law in the EU - Denmark's cashless retail proposal - enhanced card security in Virginia - FCA Business Plan and technology in the UK - tech giants entering payments.
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